If you have multiple vehicles for your company, maintaining insurance on them can be difficult. You need to find an insurance plan that covers all your cars and trucks, as well as all your drivers. Of course, you want to save money, but you don’t want to skimp on coverage. But what companies have the best car insurance plans for groups? Here’s a list of the best companies for you to consider:
Progressive
Progressive is one of the most easily recognizable names in the insurance business, thanks in part to its innovative, humorous ad campaigns. But when it comes to insuring groups, Progressive is totally serious. Progressive is a big enough name to have the financial power to pay quickly, yet they offer personalized customer service. Progressive offers discounts for volume as well as for companies who have been established for a long time. They can offer you specified coverage with plenty of options. You can also opt for discounts based on paying electronically and for paying a year at a time versus paying monthly.
State Farm
State Farm has nearly a century in the insurance business behind it. It’s a strong enough company to underwrite its own policies, and they have a solid financial footing. State Farm issues a wide variety of policies for all vehicle types, and they can offer discounts based on what your business needs are. Their thorough quoting system will ensure that you know exactly what you’re paying for. While their customer service sometimes leaves something to be desired, State Farm still maintains a high rating with the Better Business Bureau. If you’re looking for a stable company with years behind its belt, you can’t do much better than State Farm.
Allstate
Another company with a long history and great name recognition is Allstate. They are a stable company with a long reputation for service. Allstate has plenty of options for groups of cars, they don’t have a specific option for trucks, which may become a non-negotiable if you have a fleet of trucks that you need to insure. Many of their customers recommend Allstate’s service highly. Though some of their options for businesses are limited, they will help you find a company that can help you when they can’t. One of Allstate’s most attractive features is their long list of incentives for safe drivers.
Farmers
With nine decades of experience, Farmers offers a solid company with plenty of options for groups or fleets. Farmers has a reputation for financial stability, and they have deep financial backing. They have specialized insurance exchanges for businesses, including a division that caters specifically to trucks. You can find a bevy of discounts with Farmers, including safe driver incentives, discounts for safety features and multi-vehicle bundles. Farmers will customize a plan that fits your needs. Their customer service comes with high marks, and it’s worth noting that the National Association of Insurance Commissioners have seen zero complaints against Farmers.
Nationwide
Nationwide is another company with an extensive history and solid financial resources. They offer a vast array of options for groups and businesses of every type. You can get a range of coverage from Nationwide, from basic, bare-bones policies to more complex plans. Though they don’t have specific options for trucks, you can ask an agent or customer service representative for more detailed information. Nationwide offers discounts for businesses who have been established for a long time as well as for larger groups of vehicles. Their website is easy to use and their customer service is largely positive, even though they don’t always get glowing reviews.
